Which program facilitates electronic liens and certifications of title?

The Electronic Liens and Titles (ELT) program is specifically designed to manage the electronic processing of liens and title certifications. This initiative streamlines the title management process by allowing for secure electronic submission and retrieval of lien information, making it more efficient than traditional paper-based systems. The ELT program reduces the time and potential for errors associated with physical documents, benefiting both lenders and vehicle owners.

In comparison, other programs listed focus on different aspects of title or vehicle management. Digital Title Management (DTM) and Automated Title Processing (ATP) systems may also deal with title information, but they do not directly facilitate liens or guarantee the title transfer process in the same way as the ELT program. Meanwhile, the Online Ownership Verification (OOV) program primarily addresses ownership checks rather than the electronic management of liens. Therefore, the ELT program stands out as the correct choice for its specific functionality in electronic lien management.